Who Owns America?
You do.
You just haven't been paid.
What Ownership Looks Like
You get sick. You get treatment. You go home.
No bill. No fear. No bankruptcy.
Housing costs maintenance. Not 40% of your income.
Five years to ownership. No 30-year mortgage.
You can quit the job. Start the business. Take the risk.
Your family survives either way.
Your children can afford children.
Retirement is guaranteed. Not a casino bet that crashes every decade.
This isn't utopia. It's actually simpler than what we have now.
$8.4 trillion spent on necessities. $2.4 trillion extracted by toll collectors.
Same services. No middlemen.
How We Lost It
Exposed. Names, dates, votes.
This wasn't weather. It was decisions.
Your parents' house cost 3x income. Yours costs 8x.
You pay more than any nation. They live longer.
Productivity +77%. Your wages +17%.
The degree costs 12x more. It's worth less.
A child costs $310,000. Birth rates: collapsed.
Your 401k isn't wealth. It's a lottery ticket.
Names. Dates. Votes. No one gets to say they didn't know.
Then:
The SolutionWhat Happens If Nothing Changes
The next 20 years look like the last 20. Then 20 more.
Housing: 8x income becomes 12x, then 16x.
Healthcare: 18% of GDP becomes 25%, then 35%.
Credentials: Master's degree required to answer phones.
Retirement: Work until you die. The 401k crashed. Again.
This isn't pessimism. It's the trend line.
The current system isn't stable. It's accelerating toward a wall.
It requires endless extraction, endless debt, endless cost growth.
It requires your children to be poorer than you.
It requires the music to never stop.
The music always stops.
The question isn't whether the system breaks.
It's whether Americans choose the change.
Or have it chosen for them.
The Book
The full case. 25 chapters. Names, dates, votes.
Listen free or read on Leanpub.